Fintech

TabaPay abandons plan to buy assets of bankrupt BaaS company Synapse

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Fintech TabaPay has pulled out of a deal to buy the assets of failed Banking-as-a-Service platform Synapse.

A TabaPay spokesperson said this TechCrunch that this morning we sent a “notice of termination of the purchase contract due to failure to comply with the closing conditions of the purchase contract”.

The news was first reported by Jason Mikula of Fintech Business Weekly.

TabaPay has agreed to purchase Synapse’s assets April, months after the BaaS company laid off 40% of its workforce after losing a major customer. This followed an earlier round of layoffs impacting 18% of staff in response to changing “macroeconomic conditions”.

Synapse CEO Sankaet Pathak tells TechCrunch that he believes TabaPay is still interested in closing the acquisition, but that the deal fell through because banking partner Evolve Bank & Trust “failed to meet the closing conditions.”

According to Pathak, that condition is that Evolve must fully fund its For Benefit Of (FBO) accounts.

However, Evolve disputes this, telling TechCrunch: “Evolve was not part of the Tabapay (sic) acquisition and we had no closing conditions to meet. However, we had a settlement agreement with Synapse that included a financing condition. Evolve met this condition.”

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