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Jamie Dimon says the end of his tenure as JPMorgan CEO is ‘no longer 5 years’

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Jamie Dimon had some new things to say on Monday about his own future plans, making the JPMorgan Chase CEO clear (JPM) now foresees the day when he will stop running the largest bank in the USA.

His timeline is “no more than five years,” Dimon said while speaking at his bank’s annual investor day in New York City.

The comments were the latest acknowledgment from Dimon, 68, that he sees the end of his role as CEO in sight. In the past, when asked about the matter, his standard response was to say that he would remain in office for another five years.

Jamie Dimon, CEO of JPMorgan Chase. (Aaron Schwartz/Xinhua via Getty Images) (Xinhua News Agency via Getty Images)

“I have the energy I always had,” he added. “When I can’t put on my shirt and give my best, I have to leave, basically.”

Shares fell more than 4.5% on the day.

His comments came during a wide-ranging question-and-answer session with analysts who questioned him about succession, how the bank expects to deploy all of its excess capital, how pessimistic he is about the state of inflation and the potential that AI represents for its Bank.

Dimon says there is no longer any debate about the importance of AI.

“I think this is going to change every job, every job,” he said.

Its executives spent part of the day discussing how this could happen in banks. JPMorgan COO Daniel Pinto said the bank has committed about $1 billion to $1.5 billion in value to AI use cases it has identified in the areas of customer service, business and operational efficiency, and management. frauds.

Pinto also said that the full implications of large language models could have a much broader impact for JPMorgan than just these use cases.

“We have 60 thousand developers, we have 80 thousand people between operations and call centers, so this is almost half of the company where this technology will be very powerful”.

Mary Erdoes, head of asset and wealth management at JPMorgan, framed the bank’s focus on AI another way.

This year, she said, “everyone who comes here will get immediate engineering training to prepare them for the AI ​​of the future.”

Dimon offered a number of other views on Monday, including on the bank’s plans to deploy any excess capital.

He categorically stated that share buybacks would not happen. “We’re not going to buy back a lot of shares at these prices,” he said, adding later: “We would be more aggressive if the shares fell.”

Dimon also admitted he didn’t “love the idea” of issuing another special dividend after doing so in March, and while acknowledging “there may be opportunities” in mergers and acquisitions, he said, “We don’t count on it.”

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As for what the bank plans to do with all of its capital, Dimon said, “It’s going to sit idle until we can distribute it with very good returns.”

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