Fintech
Head-to-Head Review Between SoFi Technologies (NASDAQ:SOFI) and Mercurity Fintech (NASDAQ:MFH)
SoFi Technologies (NASDAQ:SOFI – Get a free report) and Mercurity Fintech (NASDAQ:MFH – Get a free report) are both business services companies, but which title is better? We will compare the two businesses based on their earnings strength, risk, valuation, institutional ownership, profitability, analyst recommendations and dividends.
Profitability
This table compares the net margins, return on equity and return on assets of SoFi Technologies and Mercurity Fintech.
Net margins | Return on equity | Return on assets | |
SoFi Technologies | -8.21% | 1.10% | 0.20% |
Mercury Fintech | N/A | N/A | N/A |
Valuation and earnings
This table compares the gross revenue, earnings per share (EPS), and valuation of SoFi Technologies and Mercurity Fintech.
Gross Income | Price/sales ratio | Net income | Earning per share | Price/earnings ratio | |
SoFi Technologies | $2.12 billion | 3.20 | -$300.74 million | ($0.31) | -20.71 |
Mercury Fintech | $450,000.00 | 155.17 | -$9.36 million | N/A | N/A |
Mercurity Fintech has lower revenues, but higher earnings than SoFi Technologies.
Insiders and institutional ownership
38.4% of SoFi Technologies shares are owned by institutional investors. In comparison, 30.8% of Mercurity Fintech shares are owned by institutional investors. 2.6% of SoFi Technologies shares are owned by company insiders. In comparison, 62.8% of Mercurity Fintech shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
Analyst recommendations
This is a summary of the current valuations of SoFi Technologies and Mercurity Fintech, as reported by MarketBeat.com.
Sell ratings | Maintain ratings | Buy ratings | Strong buy ratings | Evaluation score | |
SoFi Technologies | 3 | 10 | 5 | 0 | 2.11 |
Mercury Fintech | 0 | 0 | 0 | 0 | N/A |
SoFi Technologies currently has a consensus price target of $9.08, suggesting a potential upside of 41.48%. Given SoFi Technologies’ likely higher upside, research analysts clearly believe SoFi Technologies is more favorable than Mercurity Fintech.
Volatility and risk
SoFi Technologies has a beta of 1.72, meaning its stock price is 72% more volatile than the S&P 500. In comparison, Mercurity Fintech has a beta of 1.93, meaning its stock price stock is 93% more volatile than the S&P 500.
Summary
SoFi Technologies beats Mercurity Fintech on 6 of 11 factors compared between the two stocks.
Learn about SoFi Technologies
SoFi Technologies, Inc. provides various financial services in the United States, Latin America and Canada. It operates through three segments: Lending, Technology Platform and Financial Services. The company offers financial and lending services and products that enable its members to borrow, save, spend, invest and protect money. It offers personal loans, student loans, home loans and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Technisys, a cloud-native digital and core banking platform with financial services customers. Additionally, SoFi Money provides checking and savings account offerings, debit cards and cash management products; and SoFi Invest, a mobile-first investment platform that provides access to trading and advisory solutions, such as investing and robo-advisory. Additionally, the company offers the SoFi Credit Card that provides cash back on every purchase; Sofi Relay, a personal finance management product that allows you to track all your financial accounts including your credit score and spending behaviors; SoFi Protect, which offers insurance products; SoFi Travel, an application that manages the travel search and booking experience; SoFi At Work offers financial benefits to employees, including student loan payments made on behalf of employees; Lantern Credit, a financial services marketplace platform for researching alternative products and providing product comparisons; and other loans as a service that offers pre-qualified borrower referrals and sells loans to third-party partners. The company was founded in 2011 and is headquartered in San Francisco, California.
About Mercurity Fintech
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